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How to get affordable Washington renters insurance…

At Homer Smith Insurance, we want to ensure that our clients are adequately covered in all aspects of their lives—no matter where they live or what kind of car they drive. That’s why our team is dedicated to developing effective insurance strategies such as our comprehensive Washington renters insurance.

Generally speaking, renters insurance acts as a Washington home insurance policy for those who rent their place of residence. Whether you live in a condo, apartment, house, duplex, etc., WA renters insurance can protect you and your assets. Having renters insurance can also help to mediate the cost of damages should anything happen to a rental property that you are living in.

Do not make the mistake of assuming your landlord’s home insurance will cover you and your personal belongings. A landlord’s policy covers only the physical structure of the rental property—not your belongings. If the person who owns the building has rental insurance, they will be protected from costs to them should something happen to the building, but they are not responsible for insuring your belongings.

At Homer Smith Insurance, we can protect your valuables by securing a policy that is designed exclusively for tenants.

Generally speaking, Washington renters insurance covers your possessions for common causes of loss, additional living expenses related to making other living arrangements, medical expenses for treating people injured on your premises as well as unfortunate lawsuits.

Unsure about the exact coverage you want and need out of your renters insurance? Washington State clients will benefit from a complimentary coverage review! There certainly is a lot to think about when it comes to determining the exact coverage you need as a renter. Don’t hesitate to give us a call; our expert insurance specialists are here to help you distinguish the risk exposures you face and ensure that you are perfectly prepared.

Contact Homer Smith Insurance today for more information.

Homer Smith Insurance, a Washington State insurance agency has been proudly providing Washington Renters Insurance quotes and policies to our clients throughout the greater Port Townsend, Seattle, Sequim, Olympic Peninsula and all of Washington, Oregon, California, Nevada & Arizona.


RENTERS-Condo Insurance