Here are a few little things you should take care of, to avoid unnecessary insurance claims. Before the freezing temperatures hit you should:
- Inspect the roof of your buildings to ensure that drains are cleared and working properly; gutters are clean and down spouts are functioning; and heat tapes are installed and working correctly.
- Winterize your pipes and be prepared for the onslaught of freezing weather. Ensure that your water supply is protected from freezing. Once a pipe is frozen, the mess is almost guaranteed when it starts thawing. Check on or install insulation where necessary.
- Be prepared to remove snow. It is your responsibility to clean the sidewalks and walkways to your front door from ice and snow. It is important to protect visitors from slipping and falling around your buildings, as this could result in a claim.
If you have any questions on your homeowner’s or renter’s insurance in the Seattle or Tacoma area, please don’t hesitate to visit our website, send us an email or give us a c all. We offer free quotes or review of your current coverage. Homer Smith Insurance is an independent insurance agency serving Washington, but we are also licensed for Oregon, California, Nevada and Arizona.
Your Homer Smith Insurance Team