Would you be able to provide your insurance agent with a list of your possessions if a fire destroyed your home or you had a break-in? Some people are well organized and maintain an ongoing inventory in a safe place, always updating it after large purchases. Most people though, like me, would have to start from scratch. They would probably spend a lot of time trying to find old receipts in order to remember where they bought what and when.
But luckily, there is a solution to this dilemma. A friend recently told me about a website, http://www.iii.org/software, where you can keep a list of your household possessions and update it at your leisure. It takes a little time to do the initial input, but once that’s done, you simply add new items as you see fit, something you can do anywhere, anytime. And, in case of a claim, you have your list ready.
Of course, we hope you won’t need this list anytime soon, but it’s better to prepare it now than wish you had later.
If you have questions about your homeowners or renters insurance in the Seattle or Tacoma area, please don’t hesitate to visit our website, send us an e-mail, or give us a call at 888-433-0031. We offer free quotes or a review of your current coverage. Homer Smith Insurance is an independent insurance agency serving Washington, but we are also licensed for Oregon, California, Nevada and Arizona.
Petra Crosier, Homer Smith Insurance