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Summer ideas for home, yard, and garden |
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By Homer Smith Insurance on
4/29/2010 4:54 PM
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As summer continues its welcome approach—and we in the Pacific Northwest are reminded that the sun is more than legend—home repairs and improvements occupy the minds of both homeowners and renters.
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Salon business yields stylish benefits |
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By Homer Smith Insurance on
4/28/2010 4:46 PM
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The beauty industry has seen recessions and meltdowns on Wall Street, yet has staunchly survived. Even through the Great Depression. When almost every unnecessary comfort was cut from life, many women still had their hair done. It was the only small luxury they allowed themselves. Consequently, hairdressers kept their jobs. My great-grandmother was a hairdresser in the 1930s and was able to feed and clothe her family when so many could not.
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Customer's shifting spending habits |
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By Homer Smith Insurance on
4/27/2010 4:13 PM
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Salons have noted that clientele’s needs are changing. While many customers still view cuts and styling as essentials, on the beauty menu’s array of options, non-essential treatments are garnering less business. The frequency of client appointments is changing as well. The Professional Beauty Association’s report on these alterations is important to know for enterprising stylists and salon owners alike.
Some services have taken hits, but the basics are still as popular as ever:
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Help win $100,000 for Adventuress! |
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By Homer Smith Insurance on
4/20/2010 4:39 PM
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Adventuress is one of only twenty-five historic sites in the Puget Sound region competing for up to $100,000 in the Partners in Preservation grant program.
It's all about who gets the most votes, and we need YOU!
For ...
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Avoiding the insurance scam, Part II |
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By Homer Smith Insurance on
4/15/2010 4:35 PM
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Insurance scams can be big business. High premiums and unemployment leave many considering their current policies. This is where phony providers—with their health discount and limited benefits plans—step in. Promises of low premiums for optimum coverage take advantage of many but go unfulfilled when needed. For consumers, needless to say, this is a problem. But if the consumer is informed, these scams reap less. The Coalition Against Insurance Fraud’s website,
www.insurancefraud.org
, ha ...
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Rules and wisdom for living in earthquake country |
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By Homer Smith Insurance on
4/13/2010 3:35 PM
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With the world shaken by so many earthquakes in the past months, the West Coast has once again focused its eyes on the ground. Geologists and scientists agree that a large earthquake lies in the future. Especially for those of us in the Pacific Northwest. When exactly it will happen, they don’t know—a comforting truth—but we can prepare for when it does.
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Avoiding the insurance scam, Part I |
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By Homer Smith Insurance on
3/31/2010 4:20 PM
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It seems as though now, more than ever, the barrage of insurance solicitation on primetime and online is constant. The promise of lower premiums for more coverage may be tempting, but the validity of these company’s claims must be considered.
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An easy way to insure your Home Business in Seattle-Tacoma |
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By Homer Smith Insurance on
3/29/2010 4:28 PM
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In the last few years, more and more people have started a business in their home. To keep up with this trend, Safeco now offers coverage tailored to meet these specific needs, the Home Business Package. This new policy covers both business personal property and business merchandise. In addition, coverage is extended to detached structures on the residence’s premises used for a home-based business. On-premises liability coverage is also provided at the liability limit of the residence premises. If the home’s liability is $300,000, the same amount applies to the home business.
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Rewards for your customers and yourself |
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By Homer Smith Insurance on
3/23/2010 3:51 PM
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“Do you belong to our rewards program?”
It’s a question heard with ever increasing frequency when shopping. Big and small, businesses are implementing savings programs to reward loyal customers. The pitch of why the memberships are so beneficial can get old (especially from over-zealous but well-meaning sales clerks), but for the places we frequent most, they can save us money.
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Going green doesn't have to break the bank |
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By Homer Smith Insurance on
3/18/2010 11:27 AM
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With the Hummer’s recent demise, the era of the gas-guzzler seems officially over, the auto industry in the grip of a revolution. Escalating gas prices and a growing desire to go green have contributed to the American populus’s want for more fuel-efficient vehicles.
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